Many health insurance companies are looking for a way to expand their digital services. According to a recent survey, a third of all smartphone users already use so-called health apps, which record, for example, how many steps are taken per day or how many calories are burned. This means that health-promoting apps are clearly on the rise.
This trend is a new opportunity for health insurance companies: In addition to practical tips on fitness or nutrition, such apps can also be used for digital document management.
Advantages for the members
Simplified submission of documents
Electronic transmission of certificates of incapacity to work
All documents / information at a glance
Fast and convenient modification of personal data
Overview of common service numbers
Free use at any time and any place
Practical tips and information about health
Advantages for the health insurance companies
Support for prevention
Demand-oriented medical care for patients
Better control / support
More accurate evaluation of patient data
Cost reduction through "healthier insured persons
Reduction of administrative burden
>>> Health data is extremely sensitive data that must be protected to the maximum extent possible. Top priority for the health insurance app should be given to the secure storage location of the data by both health insurance companies and the insured. When these requirements are met, health insurance apps deliver mutual benefits and represent an important step towards digitalization in the healthcare sector.